Investing by regular
installments can reduce the risk of bad market timing. Buying in ups and downs may acheive lower average purchase price.



When cashing in investments that have made a profit, beware of capital gains tax. Tax planning may help reduce your tax liabilities.

Facts & Figures

The document at the bottom of the page includes more details on the following areas.

  • Taxation
    - 2009/2010 Tax Rates
    - Tax Offsets
    - Capital Gains Tax
    - CPI Indexation Factors
    - FBT
    - Employment Termination Payments
  • Superannuation
    - Superannuation Co-Contributions
    - Presentation Ages
    - Contribution Caps
    - Acceptance
    - Deductions
    - Spouse and co-contributions
    - Tax on Benefits
Click here for complete details
  • Income Streams
    - Tax Treatment
    - Allocated Pensions
    - Life Expectancy factor
  • Social Security
    - Rates Thresholds
    - Social Security Assessment
    - Qualifying ages
    - Gifting
    - Pension Bonus Scheme & Seniors Card
  • Insurance
     - Life Cover
    - Total and Permenant Disablement
    - Critical Illness
    - Income Protection