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If your family or
financial circumstances
have changed in recent times, review your will! Your will needs to be up to date to ensure that those who you intend to receive your assets in event of death 'actually' get them.

Bad estate planning can be very costly. Consider seeing a solicitor who can develop a foolproof estate plan that will distribute your estate effectively. Tax effective structures may save you money while you're alive, but could potentially cost your beneficiaries thousands should you die.
Vertex Group Pty Ltd
ABN 35 099 956 402

is an Authorised Representative of GWM Adviser Services Limited
ABN 96 002 071 749

Australian Financial Services Licensee. Registered Office at Level 2, 105-153 Miller Street North Sydney NSW 2060

Facts & Figures

The document at the bottom of the page includes more details on the following areas.

  • Taxation
    - 2011/2012 Tax Rates
    - Tax Offsets
    - Capital Gains Tax
    - CPI Indexation Factors
    - FBT
    - Employment Termination Payments
  • Superannuation
    - Superannuation Co-Contributions
    - Presentation Ages
    - Contribution Caps
    - Acceptance
    - Deductions
    - Spouse and co-contributions
    - Tax on Benefits

Download the following PDF for complete details.

Facts & Figures 2011/12 Facts & Figures 2011/12 (1027 KB)

  • Income Streams
    - Tax Treatment
    - Allocated Pensions
    - Life Expectancy factor
  • Social Security
    - Rates Thresholds
    - Social Security Assessment
    - Qualifying ages
    - Gifting
    - Pension Bonus Scheme & Seniors Card
  • Insurance
    - Life Cover
    - Total and Permenant Disablement
    - Critical Illness
    - Income Protection