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Consolidating
your super funds into
one account can save on multiple annual member fees and provide opportunities for management fee discounts due to economies of scale of one large account over a few smaller accounts.


Be sure you evaluate both the administration fee and investment management fee when comparing investment or super products. They both exist, but can sometimes be difficult to find on face value.
Vertex Group Pty Ltd
ABN 35 099 956 402

is an Authorised Representative of GWM Adviser Services Limited
ABN 96 002 071 749

Australian Financial Services Licensee. Registered Office at Level 2, 105-153 Miller Street North Sydney NSW 2060

Education Overview

As part of our ongoing commitment to help educate our clients and provide technical and strategic assistance to enhance your plans, we have included some tips and traps and a glossary of brief descriptions of the many terms and products you may come across as your plans develop and evolve.

Please be aware that all the education material attached may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.

Understanding Series

Understanding Investment Concepts Understanding Investment Concepts (135 KB)

Understanding Debt Management Understanding Debt Management (119 KB)

Understanding Gearing Understanding Gearing (150 KB)

Understanding Wealth Accumulation (Non Sup.) Understanding Wealth Accumulation (Non Sup.) (104 KB)

Understanding Wealth Accumulation (Sup.) Understanding Wealth Accumulation (Sup.) (110 KB)

Understanding Retirement Planning Understanding Retirement Planning (108 KB)

Understanding Social Security Understanding Social Security (98 KB)

Understanding Insurance Understanding Insurance (171 KB)

Understanding Estate Planning Understanding Estate Planning (99 KB)

Understanding SMSF (Self Managed Superannuation Funds) Understanding SMSF (Self Managed Superannuation Funds) (122 KB)